Nice to meet you – I’m Charissa! I am an everyday woman with a great career, loving husband, and a clean record of health. However, life wasn’t always so peachy. I used to have one BIG problem……
So how big? How about living paycheck to paycheck with $82,000 of student loans, $24,000 of credit card debt, $10,000 in personal loans, $19,000 outstanding on my car, and only $1,000 in my 401(k). For the Mathletes in the room, that’s $134,000 of negative income in my name.
I finally woke up and realized I needed to make a change. I did my research, budgeted relentlessly, saved more, and created healthy money habits for myself.
Over the past few years I have paid off over $41,000 in debt, and added nearly $10,000 to my savings and investments (with no significant change in income)….and I am not stopping anytime soon!
Words cannot express how much better I feel physically and mentally now that I am back in control of my life.
I created this site for one reason – to help others learn better money habits and take the financial stress out of their life!
Throughout the site, I will be sharing tips and tricks that have worked for me personally. Nothing would make me happier than helping at least ONE person change their life for the better.
If you ever need any feedback, support, or just someone to lean on, I would be more than happy to connect with you directly. Leave a comment below and make sure to come back often as I am always adding something new – whether it be a personal financial milestone of mine, or adding additional resources for YOU!
I sincerely wish you all the best with your own debt journey and thank you for stopping by!